To recap, FHA loans are not only for low-income borrowers. Anyone who meets the basic eligibility requirements for this program can apply for a loan. But for the reasons stated above, most of the people who use FHA loans do fall into the low to moderate income brackets.
However, the caveat is that you should do this only if you can immediately repay the additional. This approach can work as long as you’re able to qualify for the larger loan based on your credit.
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In this case, it only benefits you if your income has decreased and you’ll have. look into income-based repayment plans, as well. Save thousands on student loan interest Many people are missing out.
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