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Getting a mortgage from big national banks vs. local lenders? Asked by Chald, Bellevue, WA Sun Aug 17, 2014. An agent told me that using a national bank such as Bank of America, Citi, or Wells Fargo for mortgage will likely result in delay in closing.
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Go back to the 1980s and the mortgage field was largely dominated by savings- and-loan associations. These so-called thrifts were local.